Critical Illness Insurance
How does critical illness insurance work?
Assurity’s fully underwritten Critical Illness Insurance policy pays benefits at the insured person’s first-ever diagnosis of one of 21 covered illnesses or procedures.
Guaranteed renewable for life, this protection is available for individuals 18 through 64 years of age and offers benefits from $50,000 to $500,000. An outstanding feature, the Return of Premium Death Benefit returns 100 percent of paid premiums (less any benefits received) to the beneficiary if the insured dies of any cause other than a covered illness.
How can the benefits pay on a $100,000 policy?
With this example, if you have a $100,000 benefit, this policy could potentially pay you $300,000!
It’s not just the medical costs that stack up. It’s also the ones you never planned for!
Even with great health insurance, there are a number of hidden costs associated with critical illness.
Co-pays, transportation, prescriptions, experimental treatments and a host of other bills may overwhelm you, just when you should be focused on recovery.
A critical illness policy from Assurity Life can help provide the funds needed to meet the unexpected costs that can arise from a serious medical situation.
Critical illness pays a lump-sum benefit upon the first confirmed diagnosis of a covered illness or medical
* Payable once per lifetime.